How does health insurance portability work?
May 13, 2010 - 1:00 pm
I lost my job in December and lost health insurance. In August I will be able to get health insurance through a program at a state college I wil be attending. Is this too long of a lapse to cover pre-existing conditions? PA BTW.
The magic number, is 63 days, and that only counts when you go from one group policy to another.
So yes, preexisting conditions can be excluded once you get on this program through school.
May 13th, 2010 at 6:45 pm
The magic number, is 63 days, and that only counts when you go from one group policy to another.
So yes, preexisting conditions can be excluded once you get on this program through school.
References :
May 13th, 2010 at 7:03 pm
Yes. Anything over 62 days is too long a gap.
References :